First American Acceptance will help you get home mortgages, loans, and financial backing that you need.

Own Your Future!

Thank-you for choosing First American Acceptance!

By choosing First American Acceptance, you have chosen to engage in a comprehensive credit building and home buying process. From start to finish you will receive:

A credit prescription to advise you on pay-downs (when necessary).
Expert assistance in disputing and removing old negative entries on your credit report.
Advisement and counseling on building new lines of credit (when necessary).
In-house underwriting services designed to expedite the home buying process.
The benefit of competitive loan packages from a network of more than 100 lenders.
The aid of a buyer’s agent in finding a home and negotiating the terms acceptable to you.
The support of a dedicated Customer Service Department to monitor your progress and answer your concerns.
100% financing in most cases.
Ongoing support after closing to assist you in refinancing and subsequent purchases.

WHY US?

The benefits of working with First American Acceptance and of homeownership are vast. Shortly after enrolling in our homebuyers program, you will begin to see gains in your credit score and as a result, will begin moving towards a home purchase of your own. However, when you have actually purchased your home, it is then that you will start to realize the full benefits of homeownership. After you purchase your home, not only will your credit score increase like never before, but you will also enjoy other benefits such as equity building and tax deductions.

Buying vs. Renting

If you are not yet entirely sure if owning a home is the correct decision for you, there are some important factors that you should consider. Whether you are buying your first home, relocating, or accommodating the needs of a growing family, homeownership is more cost effective than renting. The facts, coupled with the 100% financing that we secure for most of our clients, makes homeownership the only logical choice.

By utilizing in-house Underwriters at First American Acceptance you can expect a continual dedication to courtesy, speed, and accuracy. The primary benefit to having an in-house Underwriter is in the streamlining of the home mortgage procurement process. By not having to continually utilize the resources of an off-site Underwriter, we are able to process and close your mortgage faster.

In order for your Underwriter to serve you as quickly as possible, please be prepared to provide the following items.

Bankruptcy Paperwork
Landlord Infoformation (Verification of Residence)
Paycheck Stubs
Two Previous Years W-2 Information

We are here to help you own your future! Contact us with any further questions, and feel free to browse our web site.